BUYER (SANITY ) CHECKLIST

• I’ve done my homework. I’ve picked the neighborhoods and property types I want as well as reviewed the market conditions.
• I’ve gotten my finances in order. I’ve reviewed my credit report and am sure I have enough money to cover the down-payment and closing costs.
• I’ve started the loan process. I made sure that I talked to a lender and get prequalified for a mortgage before I started looking.
• I’m first and foremost listening to my gut. Don’t ask too many people for opinions. It will drive you crazy. Select one or two people to turn to only!
• I am realistic about when I can move. I’ve factored in my current lease or ability to sublet.
• I’m thinking long-term. I’m clear on if I want a starter house I’ll leave in a few years or a long term home and mortgage.
• I’m not putting all my eggs in the bank's pocket. I’ll have money left for maintenance or decoration after the down-payment and mortgage each month.
• Consider hiring us as a buyer’s representative. Unlike a listing agent, whose first duty is to the seller, a buyer’s representative is working only for you.
• FYI, when representing the buyer, the agent’s commission is paid by the seller.
• I’ve discussed with Carrie any concerns or key info. The more we know about you, the more we can help you!

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